Many people overlook the need for specialist cycle insurance. However, bicycle theft is a real issue with a bike being stolen in the UK almost every 20 minutes.
For professional thieves, bicycles are relatively easy to steal and can be resold through numerous different channels all over the country. Because the majority of bike theft is the work of opportunists rather than professionals, the first stage in bike security is to put a deterrent in place; make sure your bike is securely locked whenever you leave it unattended. For more information on locks visit our bike accessories section.
The unfortunate truth is that most determined crooks equipped with the right tools can leave you without your two wheeled joy, despite it being locked up properly. Getting insurance can provide total peace of mind that even in the worst circumstances you'll be able to get back on your bike.
Make sure your bike is insured
Don't automatically assume that your home contents insurance will cover your bicycle. Many insurers will limit the amount of cover given to bikes when they are taken out of the home. If you are able to extend your contents cover then the increase in premium can often be more expensive than specialist cycle insurance.